GIRABANK CREDIT CARD + GIRACLUBE DRAW OF UP TO 1 MILLION REAIS
CARD WITH APPROVAL RATE OF 97%
With technology and new method approval without consultation and 20x more chance of winning the GIRACLUBE DRAW.
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HOW CAN I REQUEST THE CARD?
To apply for the Girabank Credit Card, you must follow the steps below:
- Download the Girabank app, available for iPhone and Android.
- Open an account, providing documents such as identity, CPF, proof of income and residence, and a selfie to prove your life.
- Request a credit card through the app, after account approval.
- Undergo a credit analysis, which takes into account your financial history and income.
- After approval, you will receive a virtual card for immediate use, before the physical card arrives.
For more information, you can find out how to request on this page here.
WHAT IS GIRABANK?
Girabank is a financial institution that offers digital services, including issuing credit cards. Its main features include the ease of opening accounts and requesting cards through a mobile application. The institution carries out a credit analysis of applicants and, once approved, customers receive a virtual card for immediate use. The application process involves presenting documents such as identity, CPF, proof of income and residence. For more detailed information, you can visit the Girabank website or consult sources that discuss their services and products.
CAN I TRUST GIRABANK?
Girabank's reliability appears to be a topic of debate and concern. According to available information, Girabank, founded by digital influencer Carlinhos Maia, has presented some points of attention:
Reputation on Reclame Aqui: Girabank has an unfavorable reputation on Reclame Aqui, being classified as “Not Recommended”. There are a significant number of unanswered complaints and complaints about account access difficulties, account problems and banking issues.
Fees and Benefits: Despite offering a credit card with no annual fee, the Girabank account charges monthly fees and fees for most services, which may not be advantageous for all customers.
Carlinhos Maia's separation: Carlinhos Maia publicly announced his separation from the company, citing criticism received due to problems associated with Girabank.
Regulation by the Central Bank: To date, Girabank does not appear among the banks and fintechs regulated and supervised by the Central Bank, which may be an important aspect to consider when evaluating the security and reliability of the institution.
Given this variety of information and Girabank's current scenario, it is crucial to make a careful assessment and consider all aspects before deciding to use its services. It is always recommended to research and read other users' experiences to make an informed decision.
Girabank Awards and Benefits
The Girabank Credit Card, associated with the Mastercard brand, offers several advantages, including the possibility of participating in GiraClube. This benefit club gives its members the chance to compete for prizes, which can include motorbikes, cars and even prizes of up to R$ 1 million. However, to access these draws, you must pay a monthly fee of R$ 9.90.
Furthermore, the Girabank card has international coverage, allowing it to be used in millions of establishments around the world. Another interesting feature is contactless payment technology, providing greater convenience in transactions. The card also offers Mastercard benefits, such as price and purchase protection, as well as an extended warranty.
It is worth mentioning that the card is prepaid, which means that it is necessary to have a balance to carry out transactions. It is not possible to pay in installments with this card, and it does not accumulate points or miles. To request a Girabank credit card, you must open a free digital account and make the request through the application.
IMPORTANT INFORMATION
The website “O Mais Curioso do Mundo” clarifies that it has no connection with Girabank and is not authorized to approve credit or offer any type of financial service. The website's function is purely informative, aiming to provide data and information to users, without direct involvement in their operations or financial decisions. It is important that users are aware that any decision related to financial services must be made based on information obtained directly from financial institutions or official sources.
