Score from 400? Santander credit card releases limit from R$300

With the lack of credit plaguing the country, many credit card companies have been losing customers in large numbers. To remedy the situation, the Santander credit card offers the product with a limit from R$ 300.

Exactly. Due to mass usage and operating with high limits, many people are forced to discard or reduce the limits of their credit cards. And due to the low score of points, which analyzes the punctuality of payments and financial obligations of people, the reduction of offers is on the rise.

Santander credit card

Thinking about the possibility of offering credit to people, Santander offers its credit cards with a limit from R$ 300 for those with a low score.

One of the advantages of obtaining the card is to adjust expenses to the customers' payment conditions and capacity. By not releasing high limits, it is easier to control finances and avoid default. Using the offer for the customer not to pay an annual fee on the Santander credit card, it is more advantageous to manage expenses. 

How to apply for a Santander credit card

To obtain a Santander credit card, you can go to a Banco Santander branch, request site or card application. Download at play store (Android) or apple store (iOS). When activating the Santander applications or website, fill in your registration form and choose the type of card available within the appropriate limit for your expenses. 

types of cards

Santander credit card offers several versions of its cards. You can opt for the models that offer the lowest limits and have a better chance of approval.

You can opt for Santander Free or SX credit cards. For the Free version, you must have a minimum income of one thousand reais, which can be reduced if you have a Santander checking account.

For the Santander SX credit card, you get no annual fee, which is 12 installments of R$ 33.25, when you spend a minimum of R$ 100 on purchases per month. It is also necessary to have a minimum income of R$1,000, which can be reduced to R$500, if you are an account holder.

How to use your Santander credit card correctly

From the moment you acquire a credit card, it is necessary to know the rules of use so that there are no complications when paying the bill. Using it consciously, it is possible to do your shopping efficiently and smoothly, without compromising your monthly budget.

The advantage of obtaining a Santander credit card varies according to the needs of each customer. In this article, we talk about cards with limits from R$ 300. However, according to the profile of the candidate applying for the card, the limit may be higher than this amount.

Another advantage is that Santander releases its cards to those with a low Score in terms of payment punctuality. It does not mean that you are in default, but it means that you may contract debt. So better be aware of your shopping conditions and spending. Don't spend unnecessarily.

Conclusion

Now you know the lines that the Santander credit card offers. Just choose the best version that fits your financial possibilities and wait for approval. Sometimes the demand is high, so the analysis response can vary.

When you have your Santander credit card, use it conscientiously and keep your payments up to date. Follow our tips and good luck with your card!