Need a card with quick approval? Today we have selected for you the best options on the market with a quick approval response.
With the convenience of applying for credit over the internet, it is becoming increasingly easier to obtain a credit limit without having to go to the bank and face queues. Some time ago, the response via the internet used to take up to weeks, but the response time has reduced over time.
In today's list we have separated for you the cards that take less time to provide a response and feedback to your future customers. A response that could take days or even a week can be given even on the same day as the request, thus making life easier for customers who need quick credit.
Have your card approved on the same day
With the options below, you have the possibility of receiving a credit response on the same day, allowing you to start using your virtual card or even wait for your physical card to be delivered. To fill out a credit application you will need less than 10 minutes at the banks below.
Separate your documentation, fill everything very carefully to avoid the risk of your proposal needing to be filled out again. We recommend that you do it using a cell phone, as the ease of sending a selfie as confirmation of identity and a photo of your documentation is much more practical.
The answer may appear to you on the application's home screen, but we recommend that you register an email for continuous use to your official email, where you will receive updates from the bank and also the response to your request. See below the best banks when it comes to quick credit card approval.
Riachuelo Card
One of the cards with the fastest approval on the market is available to you through the app. With the Riachuelo card you do not go through a rigorous analysis, and best of all is that the chances of you being responded to on the same day are very high, especially if your proposal is completed during business hours.
The Riachuelo card offers a more economical option for those who do not wish to pay an annual fee, but with a lower limit, and a more robust and complete option for those who do not mind paying an annual fee and want higher limits for themselves or even to share with their family. family through additional cards.
Riachuelo is committed to the customer experience, which is why it offers exclusive advantages whether you buy in-store or online. Also enjoy the advantages that partners offer to all customers and see that you can pay much less and buy more.
Mercado Pago Card
One of the best cards when it comes to online shopping is certainly Mercado Pago. With it, you can pay for e-commerce quickly and easily, and in just a few days the physical version arrives at the registered address, and you can use it wherever you want. Mercado Pago is one of the fastest cards when it comes to approval.
Completing a request can be very quick, especially if you already have an account on the app. If you don't have one, in a few minutes you can request to open an account, and receive an approval response via email. If you have approved credit, you will only be notified after logging into your account and going to the “credit” tab.
You can count on a humanized service ready to resolve your queries with the Mercado Pago team, who prefers to maintain interaction via email. But if you want, you can also contact the team via phone or chat through the Mercado Pago app itself.
SX Credit Card
The speed with which requests are responded to in SX is impressive. Customers can be worry-free, because through SX their opening request has priority and is responded to as quickly as possible. You will never again have to wait days to find out whether you will have a new credit card or not.
Through the official Santander Card application, you enter the basic information and follow the step-by-step instructions to complete the proposal. This step requires a lot of attention to ensure that your personal information is updated to the bank and filled out correctly.
Santander often responds to your request on the same day, and provides the virtual card and current account so you can start moving money and buying a lot. Even though Santander is a physical bank, all account transactions from opening to payment are done via the app.
The time has come to have your credit approved
Your solution is right above, if you need a quick credit card with even faster approval. If you are in doubt which one to choose, see each specific article and see the main advantages of each of the credit cards in the list above.
Having a credit card approved for use on the same day is possible, and you are wasting time if you haven't applied for yours yet. The time has come to secure your card today and start shopping as quickly as possible. Ready to choose your card?
Common questions:
How can I increase my chances of getting approved for a credit card quickly?
To increase your chances of quick approval, make sure you have a good credit score, provide accurate and complete information on your application, and choose a credit card that matches your financial profile.
How long does it take to get approved for a credit card?
Approval time can vary from a few minutes to a few weeks depending on the card issuer, the type of card, and the amount of information that needs to be verified.
What types of credit cards generally have quick approval?
Pre-approved credit cards, secured cards, and store cards tend to have faster approval processes as they often require fewer checks and have less stringent approval criteria.
Is there any way to know if I will be approved before applying?
Some card issuers offer pre-approval, which means you can check if you're eligible for a specific card without affecting your credit score. Additionally, some online tools can help you estimate your chances of approval based on your credit score and financial history.
What documents are generally required to apply for a credit card?
Common documents required include photo identification (such as ID or driver's license), proof of residence (such as an electricity or water bill), and proof of income (such as pay stubs or income tax returns). Some issuers may request additional documents depending on your financial situation. Be sure to provide accurate and up-to-date information to avoid delays in approval.